How to Apply for Medicare in Florida
The amount of Floridians who sign up for Medicare is high in comparison to other states, since Florida contains so many elder retirees. Patients of all ages can attempt Medicare enrollment if they qualify. Learning how to apply for Medicare online or where to sign up for Medicare without computer access is a common inquiry of Medicare applicants in Florida. The process to register for Medicare is actually rather simple once the basics of the application process are learned. Below, find information that outlines and explains how to enroll in Medicare in Florida:
- When to Apply for Medicare in Florida
- How to Apply for Medicare in Florida
- Types of Medicare Enrollment Plans in Florida
When to Apply for Medicare in Florida
When to apply for Medicare is important for applicants who are interested in receiving these specific health care benefits. The basic rules for Medicare enrollment state that a person needs to be either at least 65 years of age and qualified for Social Security benefits or under 65 years of age and have a disability that qualifies for Supplemental Security Income. Those who are 65 years of age or older and receive Social Security or Railroad Retirement benefits usually have automatic Medicare enrollment in Florida. This means they will not have to apply for Medicare separately when they turn 65.
The automatic Medicare enrollment applies to Medicare Part A, which is hospital insurance, and Medicare Part B, which is medical insurance. However, automatic Medicare enrollment for Part B only applies if the person did a sign up for Medicare Part B while he or she signed up to collect Social Security retirement benefits. If an applicant did not sign up for Medicare Part B at that time, then he or she will not automatically have Medicare enrollment into the program at the age of 65. Instead, he or she will automatically have Medicare enrollment for Part A, but only if retirement benefits were chosen. Learn more about automatic enrollment in FL Medicare by downloading our free guide.
The FL Medicare enrollment period starts three months before the patient turns 65 years of age. From this date, he or she has a few months to sign up for Medicare in Florida. A disabled person who receives disability benefits and wants Medicare must apply for Medicare three months before the 25th month in which benefits are received. There is also a seven-month window in which to sign up. If any of these groups misses the initial enrollment period for Medicare, then applicants can sign up for Medicare in Florida during the Medicare general enrollment period.
How to Apply for Medicare in Florida
Patients who want to apply for Medicare usually wonder how to apply for Medicare online in Florida. Every Medicare enrollment application is actually processed through the Social Security Administration office. Anyone who wants to sign up for Medicare online can just go to the Social Security Administration website and fill out the Medicare health insurance application online in Florida. The advantage to using this method is that a person can work on his or her Medicare application and save the progress along the way. Then, applicants can conveniently submit Medicare applications electronically to the Social Security Administration for review.
Those who do not want to apply for Medicare over the internet can still visit their local Social Security offices or apply over the phone. Anyone seeking Railroad Retirement benefits can sign up for Medicare over the phone by calling the RRB National Telephone Service. Download our free guide to learn what information is asked on the Medicare application in Florida.
Types of Medicare Enrollment Plans in Florida
To enroll in Medicare, patients must decide if they want to sign up for Medicare Part A, Medicare Part B, Medicare Part C (Medicare Advantage) and/or Medicare Part D (Prescription Drug Plan). The initial enrollment period for Medicare Parts A and B have already been discussed above. To apply for Medicare Part C, the initial enrollment period for Medicare begins three months before the applicant is eligible to enroll in Medicare Part B. Then, there is an annual Medicare enrollment period where the recipient can choose to enroll, switch or drop the Part C plan. If the recipient undergoes special circumstances where he or she loses coverage or moves, a special election period may be granted to where he or she can enroll, drop or switch plans at a time period specified. Medicare Part D has pretty much the same enrollment rules. The initial enrollment period for Medicare Part D starts three months before the month that the recipient qualifies for Medicare Parts A and B, and applicants have seven months to sign up. Patients also have an annual election period to where they can enroll in Medicare Part D or change their plans.