CHIP in Florida
The Children's Health Insurance Program (CHIP) is a federal program that was designed specifically for children who come from families that do not qualify for Medicaid because their household incomes are too high. These health benefits are for families who need Medicaid for children, but make more money than what Medicaid allows. At the same time, these families cannot afford to purchase private health coverage. This is where CHIP becomes beneficial, because the Florida Department of Children and Families will offer health coverage to families who cannot get it anywhere else. A lot of people wonder, "Is CHIP considered Medicaid in Florida?" CHIP is funded through Medicaid, as well as through other health initiatives that are provided to all U.S. states. Download our free guide to learn more about how CHIP is funded in Florida.
Florida KidCare is another name for the Children's Health Insurance Program (CHIP) in Florida. The program operates a website for Floridians who want to apply for the CHIP program for their children. CHIP and Medicaid enrollment has been sought out by roughly 8 million families and children throughout the United States. In Florida alone, there are over 4.3 million people enrolled in either CHIP or Medicaid. Florida Children's Health Insurance Program (CHIP) beneficiaries rank among the largest state population in the country. Below are three categories which further explore the following topics about CHIP in FL:
- CHIP Benefits in Florida
- CHIP Eligibility in Florida
- How to Apply for CHIP in Florida
CHIP Benefits in Florida
What is covered by CHIP Medicaid in Florida? All the benefits of the Children's Health Insurance Program (CHIP) are directed specifically toward children. These benefits give CHIP-enrolled children access to all the healthcare coverage they would ever need. This includes visits to the doctor, outpatient hospital care, inpatient hospital care, prescription medications, routine check-ups, physicals, X-ray services, emergency services and immunizations. CHIP and Medicaid enrollment also entitles children to receive dental and vision care benefits.
CHIP Eligibility in Florida
The standards of Medicaid eligibility children must meet is different from the services that children enrolled in CHIP receive. Like most states, the state gets to decide the eligibility requirements for its residents on each of these programs as long as they abide by the federal guidelines. Applicants should understand Children's Health Insurance Program (CHIP) eligibility before applying for the health benefits. That way, they will save the time and aggravation of having to wait for answers after submitting the application for FL CHIP.
The qualifications for Florida Medicaid eligibility children must meet is based on the Modified Adjusted Gross Income (MAGI) of the household in which the children live. In Florida, Medicaid for children is based on a percentage of the federal poverty level in comparison to the family's income. To qualify for CHIP, a family needs a household income of 210 percent or less than the federal poverty level. Medicaid for children covers children from birth all the way up until their 18th birthdays.
Additional eligibility requirements for children under the Children's Health Insurance Program (CHIP) include being a United States national, a citizen, a permanent resident or a qualified legal alien. The child must also be a Florida resident for at least one year prior to application.
How to Apply for CHIP in Florida
How to apply for CHIP is actually quite simple. The CHIP and Medicaid enrollment process is not too complicated, because there are numerous application options to choose from. How to apply for CHIP in Florida is made easy thanks to the Health Insurance Marketplace. The easiest way to apply is to fill out the online application for CHIP. The Health Insurance Marketplace will then send the Medicaid for children application to the appropriate state agency on behalf of the applicant, who will then get in contact about enrollment and eligibility. An extra benefit of using the Health Insurance Marketplace to submit the CHIP application is that it tells the applicant if he or she is eligible for individual health insurance plans with premium tax credits to reduce the coverage costs.
Alternatively, Florida residents can apply for the Children's Health Insurance Program (CHIP) directly through the Florida KidCare website. It can take up to six weeks for each application to be reviewed for eligibility and acceptance after it is submitted. The final answer on CHIP and Medicaid enrollment will be emailed to the applicant, or he or she will receive a phone call or mailed letter if that option is chosen. For those who cannot apply for CHIP online in Florida, consider alternative methods of application, such as by phone, via mail or in person.