Eligibility for Obamacare in Florida

Obamacare coverage eligibility requirements in Florida begin with an individual – or a family’s – income level. Florida has one of the largest enrollment populations in the ACA, with nearly 11.7 million consumers selecting a healthcare plan. While most Floridians who originally applied to the ACA qualified for a subsidy, the largest population that benefited from the ACA rollout were those Florida residents who were able to get health care plans and coverage for $100 or less, after healthcare subsidies were applied. For more information on how to qualify for ACA, and to learn about the Obamacare coverage eligibility requirements, select from the topics below:

  • What are the requirements to apply for the Affordable Care Act in Florida?
  • How to Qualify for ACA in Florida
  • Who is eligible for Obamacare in Florida?

What are the requirements to apply for the Affordable Care Act in Florida?

The Obamacare coverage eligibility requirements in Florida are determined by a set of several factors. First, everyone is able to access health care, regardless of income. However, for those Florida residents who would like to receive subsidies, there are qualifying factors that are considered.

When determining who is eligible for Obamacare, the first step is to go to visit the Florida health exchange online. The exchange is federally funded and maintained, but is set up to deliver coverage to Florida residents using Florida companies and regulations. Often referred to as the health insurance exchange, the Obamacare marketplace requires that Obamacare coverage eligibility requirements be met. Some of those requirements stipulate that the potential beneficiary is not currently insured, on Medicare or covered under an employer’s insurance plan. Those who want to receive subsidies must make at least 138 percent below the federal poverty line in order to qualify.

What are the Affordable Care Act income requirements for Florida residents? In order to qualify for a subsidy, it will depend on the level of coverage the applicant selects from the marketplace. This is also based on where in Florida an applicant lives, as the income threshold is based on the applicant making 138 percent below the average salary for the area in which the applicant resides. Download our free guide to read more about the ACA applicant requirements.

How to Qualify for ACA in Florida

When it comes to how to qualify for ACA in Florida, the first important qualification is that the resident lives full-time in the state. Florida has many seasonal visitors, some who stay for a large portion of the year. However, if his or her primary residence is not listed with the federal government as Florida, then the applicant will not qualify for ACA in Florida. Second, Obamacare coverage eligibility requirements in Florida are not extended to those in nursing homes, in long-term care facilities or those who are incarcerated or in state facilities. Download our guide to learn more about how qualifies for ACA in FL and who does not.

Who is eligible for Obamacare in Florida?

Many may wonder who is eligible for Obamacare in the state, considering all the criteria. In fact, everyone who lives in the U.S., and who does not already have insurance through their workplace, can purchase health care insurance. However, purchasing the insurance at a very low rate is where the special, limiting factors come into play. In order to determine who is eligible for Obamacare subsidies in Florida, the applicant must be a resident of the Florida county where the application is filed. The applicant must also be a U.S. citizen or naturalized legal resident of the state. To determine who is eligible for Obamacare, the applicant will be asked to provide verifying documents

In Florida, it is not difficult to determine how to qualify for ACA in the state and how to apply to get the best price for health insurance. Tax credits are calculated through the exchange, and an applicant can stop and start the application as necessary during open-enrollment periods. New applicants to the Florida health care exchange should spend some time researching the qualifications and requirements for signing up for Obamacare, and whether they will qualify for a subsidy.

Obamacare coverage eligibility requirements in Florida do not include the ACA expansion that many other states adopted, when offered. The reasons are many and varied, but for those who worry that they may not know how to qualify for ACA, there are trained representatives in various participating insurance companies, as well as ACA representatives on the exchange, who are happy to walk newcomers through the first-time application process.


What Assistance Benefits Does the Department of Children and Families Provide?

Various assistance benefits are available to residents of Florida through the Department of Children and Families (DCF). Families can receive benefits that allow them to buy nutritious groceries, save money on school lunch for their children and obtain temporary financial assistance. Additionally, petitioners who qualify for one assistance program are also typically eligible for other benefits in Florida. Find out how to qualify for benefits through Florida’s DCF and how to apply for them by downloading our comprehensive guide.


Who Can Receive Assistance Benefits in Florida?

Each assistance program offered through Florida’s Department of Children and Families has various eligibility qualifications that petitioners must meet in order to enroll. Household size and income are only a few factors that are typically taken into account. For more details on eligibility for Florida DCF assistance programs, download our guide.