SR-22 Insurance in Florida

SR22 insurance in Florida is form that is used to prove the financial responsibility of a driver. The "SR" in SR-22 stands for "safety responsibility." SR22 insurance in Florida is needed for reinstatement of a suspended license from a DUI conviction or a related offense. The SR22, however, is a certificate of responsibility, not insurance. Some states require that the auto insurance company verify the insurance coverage of a driver under certain circumstances. The requirements for SR22 insurance in Florida may differ compared to other states. If a DUI result requires SR22 insurance, it is generally maintained for three years. Companies are available for SR22 insurance quotes, and will list it as one of their services if they offer this specific auto coverage certificate. SR22 insurance in Florida is also needed for drivers who are not vehicle owners. To find out more information about SR22 insurance in the state of Florida, review the below topics:  

  • What is an SR22 in Florida?
  • Why do drivers need SR-22 in Florida?
  • What is non-owner SR22 insurance in Florida?
  • How much does SR22 insurance cost in Florida?

What is an SR22 in Florida?

SR22 insurance in Florida is needed as a result of a DUI suspension. The insurance requirements for SR-22 in Florida are both property and personal liability. The minimum insurance standards can differ per state. SR22 insurance quotes should account for Florida minimum insurance measures. When it is necessary to have SR22 insurance in Florida, this form only proves the responsibility; it is not the actual insurance. SR22 insurance quotes are provided by insurance companies. Reaching out to find SR22 insurance costs can be simple and can yield many results, but to how to get SR22 insurance requires a driver to first be covered by auto insurance in some capacity.

Why do drivers need SR-22 in Florida?

SR22 insurance in Florida is not actual insurance, though the name can be misleading. SR22 is a form that is submitted for the purposes of reinstatement of a suspended license as a result of DUI conviction or violation. The SR-22 form is used as verification of financial responsibility. This verification, the SR-22, will be used in consideration for license reinstatement. Prior to obtaining SR-22, which is only the form, a driver will need to acquire car insurance. When getting an SR22 quote, the cost will fluctuate with different companies. SR22 insurance in Florida has a provision for drivers who do not own vehicles, and non-owner SR22 insurance is available for individuals who need liability coverage without a vehicle. This stipulation of a non-owner SR-22 insurance policy is a special policy designed for such instances. SR22 insurance allows for liability auto coverage to be purchased in order to fulfill reinstatement requirements, even if the driver has zero vehicle ownership. This particular SR22 insurance policy will cover personal and property damage at the Florida state minimum coverage when utilizing another person's individual vehicle. SR22 insurance in Florida is fairly simple to procure. SR22 quotes can be easily accessed by contacting companies who sell auto insurance. To learn more about the steps to obtain SR-22 quotes, download our free guide.

What is non-owner SR22 Insurance in Florida?

FL non-owner SR-22 is a policy designated for drivers who require SR22 insurance that are not vehicle owners. SR-22 non-owner insurance is needed for drivers who have a violation that includes a DUI or another similar offense. SR22 insurance in Florida for the non-owner is a viable financial solution for a driver that does not own a vehicle but still needs to drive. SR22 insurance in Florida is often a stipulation of reinstatement for a suspended license due to a DUI. A non-owner SR22 insurance policy quote may differ in cost. Download our free guide to review the SR-22 quote differences for vehicle owners versus non-owners. Drivers who look to purchase an SR22 insurance designation must understand that obtaining the form is no guarantee of reinstatement of a drivers license. Reinstatement of a suspended license, or a revoked license, is largely dependent on the offense that resulted in the suspension, and whether or not the driver is a repeat offender.

How much does SR22 insurance cost in Florida?

The first step in how to get SR22 insurance is to know the Florida state minimum insurance requirements. Various insurance companies can give SR22 quotes with a little bit of information. The SR22 insurance costs will vary from company to company based on individual criteria. Some SR-22 costs may be cheaper than a tank of gas. SR22 insurance is the verification of liability coverage for drivers and property damage, and SR-22 in Florida has many available options for coverage through a variety of companies.